In a world where two minutes seems too long to wait for our microwave popcorn to finish popping, we sure don’t want to wait two days, or even two hours to find out if we can save money on health insurance quotes. Fortunately, instant online health insurance quotes are available from insurance comparison websites. So wait no more!
But Are They Accurate?
Are instant insurance quotes as good as the ones you would get by sitting down in your neighborhood insurance agency? Yes, as long as you’re truthful and accurate as you fill out your online application. If you lie about your tobacco use, hide that your hobby is hang gliding, or conceal a pre-existing illness, the insurance company may refuse to pay your claims.
Insurance comparison websites work with many different insurance companies and they do not receive commissions for steering you toward one particular company or plan. So you can be assured that the quotes you receive are impartial and accurate.
What to Look For in an Insurance Comparison Website
Once you decide to try out an insurance comparison website, look for a website that offers these features:
* Insurance companies that are A-rated or better. You will have the guarantee that these companies are financially stable and will be able to pay your claims.
* Online chat options. The best insurance comparison websites feature an online chat service that allows you to talk with insurance experts. That way, if you have any questions or want to know the best ways to lower your premiums, you’ll be able to get answers quickly and easily. (See link below.)
* A variety of policy types. Maybe you aren’t sure whether you want a PPO, and HMO, a full coverage policy, or a Health Savings Plan. Look for a website that will allow you to get quotes for different types of options so you can truly make an informed choice.